Van Houten Inc provides social security classes.



Better Business Bureau Review: Van Houten Inc
Ethical Arizona Member
The Society for Financial Awareness











 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


Free Retirement Planning Review Retirement Planning in Phoenix Free Retirement Planning Review

Why Us?

Studies show that many people in retirement make poor investment decisions that end up costing them dearly.  Missing information, misconceptions, outdated information, opinions and critical missing facts can literally cost you thousands of dollars… not just this year, but every year going forward until you decide to take control.  The good news is… YOU HAVE OPTIONS!  Often times, those giving you advice are focused on selling you various investment products.  What ends up happening is that you accumulate a hodge-podge of investments that have no specific purpose or objective. This is where the trouble begins.  It may cost you through unmanaged taxes, unmanaged- and poorly-chosen income sources and an undue amount of investment risk exposure.

Our 3-Step Review is a logic-based, factual process designed to allow your common sense to steer you in the right direction.  By going through our powerful 3-Step Review process, you will be much more confident and assured that the ultimate decisions you make are in your best interest. 

The first step in the Review process is a complete look-forward analysis of your current tax situation, identifying things like phantom income; incorrect uses of taxable, tax-deferred and tax-free income strategies; as well as discovering potential missed opportunities, such as selling-off a losing stock against a gain before it’s too late.   

The second step in the Review process is an income analysis to determine if you’re using your income sources properly and in the most tax-efficient manner.  We’re also looking for the ability to provide potentially-higher income while reducing your overall tax liability to Uncle Sam.

The third step in the Review process is an investment risk exposure analysis.  Many studies show that retirees make poor choices based on unrealistic expectations that can sometimes be financially catastrophic.  This third step is designed to make sure that how you feel about risk on the inside mirrors where you’re parking your money on the outside so that you don’t get hit with undesirable surprises that can be very costly

It’s in our eye-opening meetings where our clients learn to ask the must-know questions first, before ever making an important financial decision.  So what are those questions? 

They’re questions like...

  • Have you adequately, and thoroughly, reviewed my personal financial situation to make sure your recommendations are in my best interest?
  • How will your plan affect my tax plan each year and what future tax issues may concern me?
  • How will your plan affect my income and liquidity needs in the future?
  • How does your plan match up with my risk comfort level?
  • How will your plan affect the transition of my estate to my heirs?

To learn more about how we can help you, contact us today!
(602) 279-0929 | info@vanhouteninc.com



Estate Planning Team

Tom Van Houten

Tim Van Houten, President

Timothy T. Van Houten is a third-generation native to the Phoenix area and has been in the business of serving seniors for over 18 years. Since 1994, Tim has partnered with top elder planning attorneys (both local and out of state) to help deliver valuable information to seniors based on sound legal advice and conservative, asset protection principles.

Throughout the years, Tim has received extensive training and education regarding senior estate and elder care issues. His firm, Van Houten & Associates, is a member of the Arizona Better Business Bureau. Tim is a business graduate of Arizona State University and lives in central Phoenix.

Tim has helped guide seniors in making informed decisions, avoiding costly mistakes, lowering their taxes, increasing their estate size and finding money slipping through the cracks in their planning so that they could redirect those dollars into things they care about.

To learn more about how we can help you, contact us today!
(602) 279-0929 | info@vanhouteninc.com